Find the loan that fits your lifestyle and goals:

• Conventional Loans: Perfect for those with strong credit and at least a 3% down payment.

• FHA Loans: Designed for first-time buyers with lower credit scores—only 3.5% down needed!

• VA Loans: A no-down-payment option exclusively for veterans and active-duty military.

• USDA Loans: Ideal for rural areas, offering little to no down payment for qualified applicants.

  Let’s dive into your financial details to discover your best-fit loan today!

Feel confident in your budget with clear guidance:

• We analyze your debt-to-income ratio (DTI), monthly income, and savings to pinpoint your price range.

• Aim for housing costs (mortgage, taxes, insurance) that stay within 30-45% of your gross monthly income.

  Let’s get you pre-approved so you can shop with confidence.

Know exactly where your money goes:

• Principal: Chipping away at your loan balance.

• Interest: The cost of borrowing based on your rate.

• Taxes: Property taxes (optional on conventional loans).

• Insurance: Homeowner’s coverage, plus PMI if your down payment is less than 20%.

I’ll break it all down and give you a personalized estimate—no guesswork needed.

Get the best rate for your unique situation:

• Your credit score, loan type, term, down payment and property type all play a role.

• Rates shift with market conditions—locking at the right time is key!

Let’s review your financial profile and secure the best rate available today.